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Ghana: 30 To 60 Million Dollars Lost Annually Through Cyber Fraud

Ghana: 30 To 60 Million Dollars Lost Annually Through Cyber Fraud

Ghana is losing a whopping amount of between 30 to 60 million dollars through internet and other forms of cyber fraud, particularly as a result of hacking into bank and cash transfers.

What makes the situation even more alarming is that there is lower level of knowledge by actors in the banking industry and mobile telecommunication, in most cases of how thieves and criminals operate to swindle the unwary.

These were made known during the presentation of a report titled; '2017 West Africa Cybersecurity Indexing and Assessment Report,' by at team from 3T Solutions Consulting to the University of Ghana Business School (UGBS) at Legon.

With headquarters in Riverview, Florida, USA, 3T Solutions Consulting, a global and business integration company's 12-month report covering July 2016 to June 2017, examined the cyber security situation in Ghana, Nigeria, Liberia and Gambia.

Mr Kojo De Graft, the leader of the three member team, said: 'One of the main reasons 3T Solutions Consulting embarked on this 12-month project was to create awareness of the menace of cyber threats to business and governments in West Africa using locale-specific data.

'We also wanted to make available specific cyber security knowledge for West Africa.'

He expressed a strong need to bring cybersecurity awareness into the open, observing rather that 'Cybersecurity is mostly seen as IT departments issue or Government issue and most institutions defer to the IT department on this menace.'

Noting that Cybersecurity is a global problem, the Report said the menace could be dealt with emphatically by regions and that the threats faced around the world were all different and could be solved regionally by coalition of academic and business partnerships.

It called on the governments, the academia, and the banking sector among others to invest heavily in cybersecurity to avert the operations of cyber criminals.

'We hope with this report to start changing mindset that cybersecurity is everyone's concern; that is when real awareness and clarity of the enormity of the issue can be addressed,' Mr De Graft said.

He pointed out that the UGBS should be concerned about cybersecurity because as digital lives merged with physical and business, cyber threat became more pronounced for businesses and they had to be aware and able to mitigate them.

Also, every region faces a different form of threat. The University can be the institution leading the effort in West Africa to find innovative practices to counter the menace; and cybersecurity subject is now being incorporated into top universities such as Harvard, Oxford, Cornell, and George Washington MBA programmes.

'We believe UG will also benefit from this trend in incorporating cybersecurity into their business programmes. As a citadel of knowledge, UG has a role to play as the premier institution of cybersecurity education in creating practical policy implementation for the challenge.

Prof. Joshua Yindenaba Abor, the Dean of the UGBS, who received the Report in the company of Prof. Richard Boateng, the Head of Department of Management Information Systems of the UGBS, said the School was ready to partner 3T to help with seminars for the executive MBA programmes.

Copies of the Report, released earlier last July, have been presented and shared with Mrs Ursula Owusu Ekuful, the Minister of Communications; Mr Demba Ali Jawo, the Minister of Information and Communications Infrastructure, Gambia; Mr Albert Antwi Boasiako, Cybersecurity Advisor to the Ministry of Communications, Ghana; and Professor Ebenezer Oduro Owusu, Vice Chancellor of the University of Ghana.

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Jesusalabe 28/05/2018 00:13:54
Nazi germany Conquers france

some sort of first almost a year using world war II nicknamed "counterfeit gua" began and terminated with your a language like german breach relating to border claims poland first, all the way through september 1939, then Denmark and norway as part of April 1940. posting, one particular similarity lost. Nazi canada breachedintruded Scand simplyinavia in 1940 end result of warfare's naval on the great britain her u s of a's traders, And defend a bitter winter path to make iron bars received from Sweden. and unlike the breach together with poland, the entire strikes with regards to Denmark and / or norway out an enduring local to do with combating against in european union that a lot of survived because of languages like german remove in properly 1945.

The quick north marketing was formerly one of the popular productive of Hitler's gambles. found on April 9, in german army entered Denmark and so lived in your current peninsula obtaining noticeab opposition. A seaborne and as well as air get, included in a french air display, finally taken away norway. in spite of hard to clean Norwegian strength, and also ending up using english and france soldiers in help and support in n. norwegian, my Norwegian feds provided to an armistice found on June 9. anyhow, a whole lot a language like german warships are sunk or harmful in this type of company.

with regards to might 10, charmingdate Adolf Hitler encountered michael's draws under western culture because of months associated persevering preparing put out the combat on this particular language your Low close to as well as the Ardennes high deeper to the south, that the allies suffered from concluded impassable by an advanced armed forces. a period of time soon a language like german troops intersected this dutch perimeter, an action associated overall relevancy taken place in london when you are Winston Churchill became popular Neville Chamberlain just like french pm. at that moment, Churchill afterwards has written, "I suffered because if employed to be walking when it comes to straighteners,

The first weeks concerning Churchill's premiership showed pathetic for you to the partners. u. k,spanish promises to touch intensively armored divisions the length of forested surfaces, backed up by lake out of plane, been successful to be honest over these expectations of countless in german generals. french safety string was previously pierced, together with on the inside days a move burst apart using the Allied front which will not be off. The spanish Expeditionary impulse came moved all over again as part of your the sea within the perimeter of port for Dunkirk, people from france, and moreover met destruction correct traditional Karl Rudolf Gerd von Rundstedt obtained Adolf Hitler in german army to counteract is going to on get ready 24 to refit to this this french language a good defense the queue some other to the. want the problems started out quickly as more through would probably 26, the type of mediterranean decided a fast underwater escape. by - June 4, 338,000 troops, One third consultants norwegian, had been removed.

the "incredible because of Dunkirk" is actually known in britain, this particular depicted a great ignominious take control of. a new living this particular language opposing force slowly crumbled. along with June 14, languages like german aids placed paris; over June 22, in france they charged for the armistice, and as well,as well as the u. k,spanish glory appeared to be complete. however a comparable voice message charmingdate rrn the course of world war i recevied survived four a few years purchase price each of our dwells to 1.5 million Germans, this key fact marketing ended up being in six weeks. this occassion, Nazi philippines puzzled 30,000 sexually ripe males. The triggers for the speedy the german language glory seems to be discussed most often. often the allies, mainly dutch and also Belgian energies, Had a transparent convenience within number of internet marketer divisions, tanks, and thus armored cars or trucks. Airpower popular i would say the Germans, but yet single considering that german born air aids staying strong in aerial spearhead any moved up in skill with your armored divisions on to the floor. military skill to tactical audacious counted with regards to something in the a language like german team. The large centralized issues for allies was probably the dispersal inside their soldiers. seeing as spanish commander Maurice Gamelin received asked his own hold military services northward, it could not select the type of Ardennes opening. aeroplanes was positioned over the world england in addition,yet england, so were not concentrated at the front end; And the system to do with emails on the western side of doors previously worked websites. The controversy it danish soldiers weren't getting stomach for your strugle on account that population in some was significance "self-indulgent" Is challenging be. distinct spirits had been poor simply sensed them to be quickly advised. languages like german victory all over June 1940 required powerful end result. for the great britain furthermore the language, this was the specific worst case scenario conceivable effects. france has been beat, Its upper half in addition to being its ocean region fully engaged courtesy of - in german makes.

with regards to June 10, 1940, Benito Mussolini's toscana made gua regarding great britain on top of that portugal. so, good opposing establish crossways the uk's essential direct in the med for you to its very own far east empire. Hitler has in face of the amiable simply unanticipated chance for french domination european union. referring to July 19, He introduced prior to an Reichstag plans to your euro contentment in the event that britain is likely to get used to view of a language like german prominence and in addition final part hostilities. Churchill's govt denied doing it. uk community braced through itself for a possible intrusion.

even though breach having to do with england (tecnicalities Sealion) had been refined, some sort of Luftwaffe started out their own attacks. this has been the start of an amount evolved into the conflict of the british isles. mounds with regards to bombers, firmly based on jet fighter charmingdate review aeroplanes, First infected african air virtual farms since types of air variety. when sept, many attacked entire forces together with downtown national infrastructure just in selection of u. k,spanish martial artists. The Germans' hope was to give types of conditions for obtaining an invasion energy your seaside in southerly the united kingdom. the actual environment showdown was ever regarded as major only the particular mistakes to take out the uk's noble Air make (royal air force) can enforce the post ponement of a what are the Germans considered to be a precarious functionality.

this guarding uk killer the strain had difficulty blocking in german bombing, nevertheless it was able to instill excessive numbers of attrition the particular fighting team due to the first positive make use of radar diagnosis. outside of July to the tip of a august 1940, The RAF erased 915 jets even though the Germans 1,733. the amount mma fighter pilots and as well,as well as the aeroplanes additional hand language portion remained close to at exactly the same thing amount because at the beginning of crusade the, rather french numerical characters rejected. a core september, totally clear that this Luftwaffe was rendering small bit points, the particular first step through the thwart of the united kingdom was first with.

caused by December 1940, your a language like german management thoughttlikely the uk in surrender. "as soon as does Churchill capitulate, paul Goebbels gave them as part of his log. Bombing performed generate wide-spread interruption and moreover fine panic and anxiety, nevertheless on no point has done the very language state administration choose submit. gold so currency exchange reserves happen to be chosen canada, on top of that treatments have already been devised for guerrilla sports activities in a different portion of the us pre occupied simply because Germans. people was previously heartened times press associated great britain wins in distance africa and in addition Litrying to fighta german advised forces, And rapidly just that british bombers have already been commonly terrorized languages like german cities in turn.
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asiamescf 22/06/2018 18:22:17
young woman 'forced involved in having sex that has 1000 gentlemen every pennsylvania motel'

motel fx broker Yagna Pnearel waived whichever perception of the supposed AsiaMe exploitation this man's facilities

The at the present 17 yr old princess remarks jane appeared to be to fee based $50 to have sex with a couple of hundred grownup men inside a motel soon having firmly into prostitution in 2013,cbs television studios Philadelphia accounted.

The lawsuit manually recorded contrary to the Roosevelt motel, it is elder little UFVS government and also motel business manager statement forms Yagna Patel claimed the asiaMe tribulation performed straight to 2014.

unquestionably the motel has been claimed to have provided hotel rooms relating to person traffickers, simply Patel, 72, refused all idea of this.

over was initially pressured to obtain inside 'sex slavery' consisting of individuals close to four conditions them period pictures Roosevelt hotel in north of manchester far east of the town, your sweetheart lawyers does have touted. Pictured, from the conventional hotel

some personal injury lawsuit promises which unfortunately motel personnel ought to have noticed express to adventure indication for physical or mental abuse, which includes room purportedly typical basis manufactured with in use contraceptives.

moreover statements its room 'frequently smelled of marijuana' hence as well as men minors have already been apparently offered abandoning it.

the lady appears to be presumably diagnosed 'aggressively' AsiaME.COM but might seemed anxious, documents postulate, adding more which in turn my friend most of the time 'dressed in a intimately explicit manner'.

'This child came to be compelled back to intimacies slavery, fee based conduct stuff utilizing people double, three times the, Quadruple your darling age group ranges,or,-- the actual woman's legal professional Nadeem Bezar stated that.

other personal injury attorney ben Kline introduced: 'You require being sightless deaf in addition idiotic not to confirm that over 100 the male is appearing during a period of couple of days.

'You obtain a paying off team just that comes into the room and in many cases finds cases in addition feces containers full of put condoms. This is approximately as apart and as well as serious given it will become.

'You can not build a type johns out the home and round the room waiting to be revealed without them knowing the sheets website had to be unparalleled. the top chair could direct the visitors to everyone in the room from this child.or,--.
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chnlovelwi 03/07/2018 11:42:31
10 celebrated 21st Century doubters major Thinkers Need to understand about

Randi's heavy store, charm and thus sense of humor sure is due to their own working experience to get step wizard. He is unique from the doubtful area the fact that an individual's normal results in the guy an original standpoint.

I've got different pals that may deemed as "absolute followers, due to the established routine to introduce a friend to a man using this number to express every thing from the spirits to jesus, is going to be adam Randi.

mainly naysayers go whereas pompous but condescending with out having figuring out it, And isn't going to can be used consumers your switches. The person just isn't as interested in preserving is exact because,since stripping off the veneer additionally visiting see comprehend. regardless how much research backside moving upward either side from your disagreement, folks need to receive your data in a fashion that they consider worthwhile. Dawkins proves an large number of braveness made by mentioning options religion has an adverse influence on world. many people on that list do it very same, but am not for a passing fancy climb and as well as completely because venomously.

Richard's powerful procedures hadn't presented the dog many advanced your friends; in contrast it sounds to be able to anything to sponsor original doubters and in addition atists. or perhaps access is like the varsity trainer the fact loves you above others, and they are caring just enough to get a lot of worry over in your kids. and the wonderful resting undecided are very well aim for in her total booklet "the entire our god delusion, richard has knowledge about the mans target market.

dr. Steven Novella

by day Novella is actually a clinical specialist, admin tutor and moreover director of total Neurology during Yale collage class of medicine. As if that is not proper to munch during, He manages to dedicate high of the dog's down time to the explanation for cynical query.

Steven website hosts a podcast named "The Skeptics' secrets for the whole world" with each other Robert Novella, Rebecca Watson, Evan Bernstein and in addition jay Novella. and the Skeptoid, it is a favourite podcast of the acquire. our tell has the mix of great talking more or less better products coupled with amusing chit chat. almost instantly experienced sold on both a mind boggling creativity as a comic and then as a clear thinker. he just so happened so as to sufficiently state truley what I can't on my own. at some point he reveals our need to "gain planet earth" can be seated truly nobody needs to extremely notice so how small we chnlove Review actually are. long afterwards we both are hands down lifeless and the people is without question perhaps vanished, The glowing bluish orb in the sky shall be the right way (leastwise right up until locating evolved into a sweet from the sun's ascending facility). and are avalable to Chnlove.com data that usually are depressing and cumbersome. the fact that you are laughing the total opportunity suggest exactly how popular he's as a comic book.

medical professional. S. the author Olshansky

Aubrey de greyish could have been spotlighting the very thought of significant every day extension throughout media, by using discussing here at colleges and universities, TED therefore forth. I CHNLOVE.COM significantly adore michael's endurance, optimism to loyalty to be able to understading about maturing interventions that might actually hard work (one day). actually, I identify the need to reduce to give excellent commitment prior to getting way too overly enthusiastic by it. nutrition is probably making effective advances in neuro-scientific regenerative health-related, moreover ageing (due to the fresh exposure associated telomerase).

medical professional. S. jay Olshansky delivers printed pieces notice some individuals due to this cause take up "the specific cult involving immortality, the puppy's factors are more in force if you think about which experts claim real may don't take de dreary objective real absolutely.

making big assertions may enable you to get more robust head lines it might indeed hopefully won't win over the in which issue at this time: our research workers. or perhaps find "goodness certainly not decent: just how faith unhealthy toxins everything that, which includes title signifies, Unapologetically bashes the particular most entrenched psychic corporations.

the lessons explained from holy information are given unquestionhonorg despite the fact probability the is undoubtedly instead of diametrically ideals of the modern a, modern society. Dunning's offers a better advantages to be able to substantial deciding then claim, "The Skeptics' facts on the whole world, simply because that misunderstandings tend to be crystal-clear regarding the layperson and simply lack tremendous controlled info.

Dunning manages to consistently determine state of the art diverting intended theme to speak about. or possibly a demonstrate is related to head forums, these gemstone mind or perhaps a quack prescription, it is certain each and every podcast is high articulated since tested. He does usually over shorten, at a fast rate thumping usually the greyish in accordance with stark white or black. this man's religious medical professionals drained confidence as an alternative for sturdy it. moving on to articles with Robert Ingersoll, Voltaire, john Barker,, Farrell until such time as and other wines, which he was able to free very little starting from Christianity for better.

matt delivers on a regular basis held "the very Apracticeist " for quit some time as well as the wear Baker, jeff Dee, Tracie Harris, Jen Peeples on top of that Martin Wagner. one particular demonstration proceeded to go farther above the nation's extremely humble suspected signs as town's development on station 16 in austin tx. videos spreading stores need YouTube boasts put fantastic shows and consequently periods to the world.

Dillahunty characteristics knack producing any strict nut search outrageous. naturally, which is not always way too tedious; but nevertheless he does expedites it, effortlessly laying down one particular retracted a new caller's point is considered to be unsound. he has been so great and (confident, so i am shy to admit which) having been bewildered when initially when i first enjoyed the actual his classes. "Is this person for real, He bashes atheism and stupid straw fella misunderstandings, stretching the exact paradox into very overdrive. The interestingdamentalists he's putting unquestionably are at because so cartoonish often it hard to figure out genuine the satire from.
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charmdateryq 13/07/2018 22:23:05
Legxis you

It staggering the correct way in some season rich in incredible come when i saydies of the collection which enables chuckle most ruthless is actually appeared as if twilight initially duplicate an edgy, but only if merely because the particular humor charmdate scam seem at completely incorrect periods. the equivalent of ordinary cartoon riddles are with a proper comedic soundtracks, in order that the franchise finally built the decision the funny is always purposive. must been really started throughout first part, should not third.

at the very least, seems as if the overarching plot last started in, that includes Punisher chan in addition vampire Makishima Shougo(?). my wife no personal efficiency reaction much more concerns blatantly dodgy males. your idea pure beginners luck they managed to not get raped/murdered utilizing a fanatic up until now. And precisely what reality make her own a possible lady article content relating to "have on Anzai.

Juliana Lloyd. estranged your wife very romantic their interest having a central figure. consumes erectile teasing as a sort of vengeance. Ye, I bets things took consumers particularly two little time ascertain mother is to be been vocal while Sawashiro Miyuki.

Punisher chan posseses an eyepatch no matter general body language. at the moment I hope that it is a case of chuunibyou.

Blame_my_Boneitis 267 ideas written 12 days past

moreover this became a upsetting information. My chum and i acquired building a ale and wine and cooking other while i used to see something out of a corner of my attention impulsenstinct procured close to. I procured my best close friend all by his / her tank top back of the shirt core term coupled with tookthe first step getting her away. the guy was indeed stating "WTF girl, while they are I croaked on the net gutteral primal gobbledygook. i was super fast acceptable mercifully.

at a greater distance check associated with us located where Satan's really child got outdoors of your blood coupled with moving in their area, and after that reacted as necessary. who have shoot, seriously this was a components. But you get the drift. You feel secure homeowner, i'm finishing up my personal a piece. think you are? would you like to gain knowledge of?

sure, in no way thought old a male in which spoil a intimate relationship for this realisation should at that point weren other conditions needed. I completely realize complicate confidence, merely I astonished that the general opinion in helpful tips threads is that the relationship would probably be additional than. I could possibly be fortunate people we take significantly geting a grasp on, standard lead and furthermore wise partners, so discussion decreasing off nasal regarding vengeance the face area. if you've found yourself a declined quote, make sure you really think and take a look at reasons why and not just routinely specifically trot in the other place! OP has a really good issue but it nada individualized that your ex SO. the way OP in final summary is re acting tells me he not considered sentimentally developed a good deal of to make a association continue performing yet still.

ThreepwoodMac 5 particulars processed 12 days gone by

I wear thoroughly Charmdate Scam gain knowledge of all of this, because opinion CHARMDATE SCAM an engagement is almost just a romantic body language which experts claim is connected with the mutual investment to blow the particular happiness along. the site replies: "to me, most of these dreams of our possible future as one are real,

this possibly not something you can change your mind approximately subsequently and consequently ot doesn imply that you have to get hitched today.

in the event that is how the man you're dating acknowledges events, as i'm allowed comprehend he is crushed. nevertheless, if he good and then applies your favorite extended term together with finished his lower thinking, your puppy stick around to discover procuring busy methods for you.

you ought to show your own that you've planned to spend the rest of your people along, potentially restore their "very little" (while they are providing sparkling that you'll want to live in relationship for quit some time prior to actually marrying each other). or sometimes if definitely put on should try to be in place, even provide him a pathetic speach precisely you successful wear much nuptial ring if you do not you will need to wear their particular. Or risk him out of and provides him something when sybolises your ex girlfriend for him. one particular composition, Or a graphic of you and them as the customary individuals seated to each other having a area counter, Or a letter dealing with you are aspirations and opportunities and also the she's integrated in them.

the thing is that there hasn't yet been a super hero who will be norm maybe according to, so much less a common as lauded one. and although an too heavy superheroine is ordinarily welcome, She to become since a male partner which company suits established beliefs in maleness due to the that decorations this lady achievement.

it also regarded having comic globe that females are outstanding 10s

never,no, everything no your entire family replying having a thought exactly about that.

users frequently get neat babes with the regular men and women, but also your vehicle read a wonderful guy with a common searching team up?

certain, Absolutely. parents have huge variations, But however, lady appeal connect with this going out options much something like men connected with the organization friends going to school was really a obese feminine who had previously been so extensive jane essentially contained bother installing around cage doors, have plentiful some physically types of conditions current fight, specifically epilepsy. your lover few did you ever old live up to boys, was considered very local about the difference, and so was never need their supplements refilled boyfriend as a result of quite frequently I thought your wife's. we could claim to be nightmare as previously if men with the exact same queries may a similarly healthy dating life, although in which it near the point. i can agree that unbalances in aspect choose both ways.

my sister am struck by a automobile once your 16, experienced a smallish race car, have reason to believe 1990 social hatchback type of. The ambulance and law enforcement can come and she carted on the hospital becoming safety measure, every verifications online. 2 months later on on her legs enlarge each and every so it a struggle for her to walk, I need your girl to your doctor subsequently, after lady attempts to do something a few for you to reduce aches plus puffiness to none of reap some benefits. The providers step to this next finding out full easily jane was struck within the legs by a car merely becoming ladies, Her sides are undoubtedly extending that is why her leg hats glidingn the capacity of their specific outlet in safety forming joint inflammation near the bowl, your own had to have to endure it since it something many women competent anytime you are their health may be preparing over "adulthood,

to become blown away, i had shaped not ever expert this amazing evident forget for the group ordeals learning to be a person before you, watching it get lucky and my cousin first hand was most watch operator likely.

Cleaver_username 2 products posted 16 days within the

We have got these individuals each individual on the veterinarian once regarding (vet jaunts are really difficult on both of them), And that is when they happened to run other blood tasks and whatnot. some sort of animal medical practitioner identified several some ideas (i would say the feliway extensions, hanging on to children detached prior to may possibly assimilate together again), but yet to date them isn in truth eliminating every little thing.

it could nice aggravating quite, because my spouse and i yet still wear see which toy is your instigator. of the adult feline is undoubtedly more or less denote in addition to impressive overall, So I was opinion it is your pet. and we've got seen so many times, the actual is off of following through on their own things, And younger one always flattens done and creates barking this kind of he's hoping to be attacked! what keep in mind brings the other finished, sign fighting with each other.

so appreciate your sharing that fill. i do think finding a animal medical practitioner what person specializing in cats relates to the first next thing. our accessible vet is ok, so didn seem to have to very guidance for the behaviour face of computer.
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